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What has happened?

Accidental damage

  • ... to a piece of your property inside or outside your home
  • ... to underground pipes or cables
  • ... caused by a vehicle

Burglary or theft

  • Burglary
  • Attempted burglary
  • Theft (away from the home)

Bad weather

  • Storm damage
  • Flood (rain or rising water)
  • Falling trees (not storm-related)

Some other event

  • Water damage from leaks from pipes, radiators, heating systems
  • Fire or smoke damage
  • Accidental loss of an item outside the home
  • Falling trees or branches (not storm-related)
  • Subsidence
  • Food in freezer spoiled by failure or accident
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